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The strength of our farm policy is in its flexibility. While farms need the standard types of insurance policies that other businesses need, such as property insurance and general liability coverage, they also need insurance that is specifically related to the business they run. It can be tailored to protect a wide range of property, including:
*Owner-occupied and tenant-occupied dwellings (replacement cost coverage available).
*Owner-occupied mobile homes.
*Scheduled and unscheduled household goods (replacement cost coverage available).
*Outbuildings, personal and farm.
*Scheduled and blanket farm personal property such as machinery, irrigation units, livestock and harvested hay and grain.
*Miscellaneous coverages
All of the above items can be individually purchased to protect against various perils, ranging from very broad to basic coverage. This means you can avoid paying for coverage that you feel is not needed, which results in premium savings.
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